The most important thing for you to do before you get serious about buying a new home is to find out what you qualify to buy. Getting pre-approved is relatively easy, with no obligation and is normally free.
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You will need to call a mortgage broker or lender and complete a loan application where you will provide basic financial information and employment status. The lender will verify this information and then provide you with a pre-approval letter stating the dollar amount for which you qualify. To be recognized as a serious potential buyer, you must be pre-approved for a mortgage.
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A pre-approval will provide you the leverage needed to make an offer on a new home. Our experience in this business has provided us with abundant knowledge of the mortgage business, so don't hesitate to call us with any questions about this process.
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If you need a referral, please call us at 281-347-2200 for a list of some of our preferred lenders.
